Cracking the Code of Successful FinTech Startups

Abstract of Short Paper
According to The Economist magazine, North Americans are investing billions of
dollars in FinTech. But what exactly is « FinTech »? Our research team defines it as
follows: A field or sector arising from the symbiosis of digital platforms and artificial
intelligence in financial services, generally at odds with traditional financial services.
This paper short paper explores creative disruption and the widespread presence of
digital platforms within the financial community. It sheds light on the new ecosystem of
financial services and expounds on the development of new business models. Special
attention is paid to the various business models. The conclusion provides an ambitious
research agenda on the subject.

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