Fintech Arena and Creative Disruption in Financial Services
Abstract
The Research Paper studies the Fintech arena within the financial
community. A new “digital ecosystem” with the symbiosis of four vectors –
Artificial Intelligence, Internet of Things, Digital Platforms and the young
Wi-Fi Generation – reinvents the rules. Concepts drawn from Stacey’s
complexity theory and MacMillan‘s uncertainty matrix offer a spectrum to
observe the FinTech phenomenon. Exploratory modelling on creative
disruption can be useful for analysing the new financial services arena.
Special attention is paid to the various business models. The conclusion
provides an ambitious research agenda on the subject.
