FintechLAB

What are people saying?

“Clients have become user-consumers: they compare and check prices, they want to know others’ opinions, and they do not hesitate to go elsewhere. It’s happening in the telephone, tourism, automobile sectors… and it will happen in the financial services sector.”

Journal Le Monde
“Financial technology (Fintech) transforms the financial services sectors throughout the world. It also allows low income households to have access to financial services. Its potential and its impact are considerable, as is its power to improve living conditions in emerging countries.”

The World Bank
“According to a PricewaterhouseCoopers survey of 544 managers of financial institutions and new financial technology companies across five regions of the world, 95% of all banks believe that their activities will be at least partially disrupted by Fintech before 2020.”

PricewaterhouseCoopers
“Only 46% of high-level executives are prepared to face the Fintech disruption.”

The Economist
“Representatives from over 90 central banks met at the Federal Reserve in Washington for an event focusing on the future role of blockchain in the financial sectors.”

Coindesk
“In financial services, disruption will not be caused by new technology. It will be caused by the expectations and the demands of the Millennials.”

Richard-Marc Lacasse, PhD, London Conference, September 2016

Sectors of activity

Robo-advisors

Online financial systems providing advice to consumers regarding investment and insurance.

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Cyber Security

The enthusiasm for new and innovative Fintech services should not detract from the issue of cyber security and cybercrime.

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Online payments

Digital apps for secure online transactions that do not require bank account details.

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Blockchain

Public record of all transactions conducted by users across a cryptographic network.

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Crowdlending & Crowdfunding

Dedicated online platforms allowing promoters or individuals to raise funds through an online community while bypassing the usual funding channels of banks and investment dealers.

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